Personal Savings
Layton State Bank offers convenient locations in Milwaukee, Greendale, and New Berlin for all your savings needs.
1. Statement Savings
- $100 daily minimum balance to open account
- Maintain $100 minimum balance or $2 monthly fee
- $.35 per transaction fee in excess of 4
Please see a Layton State Bank Personal Banker for more details.
2. Tiered Money Market***
- $1,000 minimum balance to open account
- Maintain $1,000 daily minimum balance or $10 monthly fee
$50,000 + Premier Rate
$49,999 - $25,000 Classic Rate
$24,999 - $9,999 Advantage Rate
$9,999 - $1,000 Basic Rate
- Limited check writing available
Please see a Layton State Bank Personal Banker for more details.
3. Premier Money Market Account***
- $10,000 minimum balance to open account
- Maintain $10,000 or $10 monthly fee.
- If minimum balance isn't maintained interest rate will go down to 1%.
- Limited check writing available
Please see a Layton State Bank Personal Banker for more details.
4. Holiday Account****
- $10 minimum balance to open account
- No monthly maintenance fee
- No withdrawals allowed
- Unlimited deposits.
- A Holiday Club check will be mailed to you the first week of November which includes your principal and interest earned.
Please see a Layton State Bank Personal Banker for more details.
5. Kid's Club
- $10 minimum balance to open account
- No minimum balance needed to avoid maintenance fee
- Account is converted to a statement savings at age 18 and those account rules are in place.
Please see a Layton State Bank Personal Banker for more details.
***Savings and money market transactions; you may make as many deposits or withdrawals as you wish by mail or in person. However, federal regulations limit preauthorized, electronic or telephone withdrawals to six per statement period. For money market accounts, three of the six may be by check. A $15 Fee will be assesed for each check in excess three per statement cycle. Internet account access is available through online banking. ****Interest is compounded daily and credited annually. If you close your account before interest is credited you will not receive the accured interest.